Air ambulance membership for your whole household
If anyone in your household is flown by PHI Air Medical for a medically necessary transport, you pay $0 out of pocket.
How does PHI Cares work with my insurance?
Three steps, and the bill never lands on you.
Call 911
In an emergency, always call 911. The medical crew at the scene, or the doctor at the hospital, decides if an air ambulance is needed.
We bill your insurance
PHI Cares works with your insurance provider for a medically necessary PHI Air Medical transport.
You pay $0
We accept your insurance payment as payment in full. No deductibles, copays or coinsurance.
Health insurance is not required to join. Federal law does not allow Medicaid participants to enroll in an air medical membership program. PHI Cares is a membership, not an insurance product.
What does a PHI Cares membership cover?
Everything below applies to medically necessary flights by PHI Air Medical or a cooperative partner.
$0 out of pocket
No deductibles, copays or coinsurance for your PHI Air Medical transport.
Your whole household
Your spouse, dependents and up to 3 more people who live at your address.
Scene calls and transfers
Flights from the scene of an emergency and transfers between hospitals.
We handle your insurance
We bill your insurer and accept what they pay as payment in full.
Wherever PHI flies
What matters is who flies you, not where you live. See the coverage map →
Family Trax
Your family can follow the flight to the hospital in real time from any device.
Not covered: flights by other air medical companies and ground ambulance charges.
How much does a PHI Cares membership cost?
New pricing: one price covers your whole household.
Prefer to pay once for longer? 3 years $195 · 5 years $295 · 10 years $585 Compare all plans →
Monthly memberships renew each month until you cancel. 1, 3, 5 and 10-year memberships are paid up front. Coverage starts five days after we receive your completed application and payment. The waiting period is waived for unforeseen events during that time, which are reviewed case by case. In California, memberships are limited to the 1-year and monthly plans. In Indiana, the longest term is 5 years. Terms & Conditions
Family Trax keeps you connected
When someone you love is being flown, the waiting is the hardest part. Family Trax shows their flight on a live map from any device, so you know where they are and when they will arrive.
Questions people ask before joining
More answers on our FAQ page.
No. Membership in the PHI Cares program is not an insurance product. PHI Cares does not cover and will not pay or reimburse you for services performed by any other air medical transport provider or any ground ambulance provider. No medical exam or health questions are required to enroll. See the Terms and Conditions for full details.