Because seconds matter. Peace of mind for your whole household.
When minutes matter, PHI Air Medical crews fly people to the care they need. A PHI Cares membership means that flight will never leave your family with a bill, insured or not.
No out-of-pocket costs for a medically necessary flight by PHI Air Medical or our cooperative partners. Your whole household is covered, with no health screening.
Not all air medical plans are built the same way
Here is how PHI Cares compares with the two other kinds of plans you will see.
| PHI Cares | Provider network membership | Reimbursement plan | |
|---|---|---|---|
| Price for the household | $75 a year, or $8.99 a month | $99 a year | $63 a month single, $80 a month family, plus a one-time initiation fee |
| What you pay after a medically necessary flight | Nothing. You owe nothing out of pocket, insured or not, when PHI Air Medical or a cooperative partner flies you | Nothing, if one of their own providers flew you | You pay the bill, then file a claim. They reimburse up to a cap |
| Approval | None. If PHI Air Medical or a cooperative partner accepts the flight, the membership applies | A physician or first responder not tied to the network must deem the flight emergent | Their medical director's approval may be required |
| Limit per flight | No dollar cap | No dollar cap | Up to $20,000 a claim; 20% of the balance if you have no health insurance |
| Who is included | Everyone in your household, no health screening | Everyone in the household | Spouse and dependent children on the family plan |
Other plans described from their published pricing and member agreements, September 2026. Terms vary by plan and state.
How to join
Joining takes a few minutes online or one phone call.
Join online or call
Click the button below to join online, or call 1-888-576-3167 weekdays 6 to 4:30 Mountain time and we will do it with you on the phone.
Choose how you pay
Pay $75 for a full year, or $8.99 a month, charged month by month, and cancel anytime. Multi-year terms are available too.
You are covered
Your membership is active five days after we receive your form or your call, and it covers everyone in your household.
Care first, never a bill
Every PHI Cares membership covers your whole household for a medically necessary flight by PHI Air Medical or our cooperative partners.
No out-of-pocket costs
No copay, no deductible, no coinsurance for a medically necessary flight, insured or not. We accept what your insurance pays as payment in full.
Your whole household
Your spouse, dependents at home, dependents away at school, and up to three other people at the same address. No health screening.
Highly trained crews
Flight nurses, paramedics and pilots, flying the aircraft and equipment an emergency calls for.
Honored across our network
Your membership works across PHI Air Medical’s service area and with our cooperative partners.
Your insurance is not enough
Most health plans leave a deductible or a copay for air medical transport. With PHI Cares we accept what your insurance pays as payment in full, and if you have no insurance the membership still covers the flight. Life is unpredictable. Join today and know your family is covered.
Straight answers
For anything else, call 1-888-576-3167, weekdays 6 to 4:30 Mountain time.
Join PHI Cares today
Join online in a few minutes, or call and we will take care of it on the phone. Weekdays 6 to 4:30 Mountain time.
Not ready yet? Request information and we will send you the details.